北京小信分（PandaCredit）切入全球新兴市场，提供聚合网关Saas 平台，核心金融系统，全球资产配置服务。利用人工智能、机器学习、大数据技术为出海电商、社交，金融以及消费场景提供移动支付等提供数字化解决方案。目前业务覆盖东南亚，南亚，拉丁美洲以及非洲，同时持有多国牌照。核心团队来自阿里巴巴战略投资，美林证券，Google，量化派。自2017年成立起，分别录取微软加速器及联想之星，并完成三轮融资，投资人包括阿里巴巴，复星，量化派，500 startups 等。 PandaCredit is a data-Driven technology company, providing Saas Solution and core banking system in emerging market including Southeast Asia, Latin America and Africa etc. We work closely with channels partners to provide consumer with credit scoring by utilizing big data and mechanize learning technologies. We offer a complete product package, including scoring, and aggregated payment solution. We are backed by Alibaba Group, Fosun Capital and 500 startups.